By Susan Harper
As I tiptoe toward my 65th birthday, I’m getting an awful lot of mail about the vital decisions I’ll have to make, sooner or later — some of them sooner — regarding Medicare. “There are so many choices!” the brochures exclaim. “How will you compare plans?” And, more ominously, “What should you be doing now?” Do I know? Honestly, it’s almost enough to interfere with my sleep.